How does it work?

  1. Choose a product from our online store.
    Choose a sofa or bed from our online store and check out or choose from our Facebook page.
  2. Ensure you have £15 deposit before applying.
    This is not taken as part of the application process. Deposits are only taken after you have passed the credit check.
  3. Only apply if you intend to buy.
    Every application costs us money to process. Applying for credit and not using it may affect your credit rating.
  4. Once approved you will be given a credit limit.
    You do not need to spend your entire limit.
    Your payment will be calculated on how much you spend.


Once approved, a member of our team will call you to
complete your order and take your £15 deposit. Until this step is completed, no goods will be delivered.

The application process is simple, takes around 5 minutes for you to complete, is carried out online and you will receive a decision made within 30 seconds of completion.

Am I eligible for finance?
Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:

  • Be over 18 years of age.
  • Have a regular income (Benefits accepted as income)
  • Have 3 and a half years of UK address history.

Further Questions?
Feel free to give us a ring on 0754 1258 424 or chat with one of our sofa experts online. We would be happy to answer any questions you might have.