How does it work?
- Choose a product from our online store.
Choose a sofa or bed from our online store and check out or choose from our Facebook page.
- Ensure you have £15 deposit before applying.
This is not taken as part of the application process. Deposits are only taken after you have passed the credit check.
- Only apply if you intend to buy.
Every application costs us money to process. Applying for credit and not using it may affect your credit rating.
- Once approved you will be given a credit limit.
You do not need to spend your entire limit.
Your payment will be calculated on how much you spend.
Once approved, a member of our team will call you to
complete your order and take your £15 deposit. Until this step is completed, no goods will be delivered.
The application process is simple, takes around 5 minutes for you to complete, is carried out online and you will receive a decision made within 30 seconds of completion.
Am I eligible for finance?
Applying for an instalment plan is similar to applying for a new credit card. The details you provide are checked against public registers, such as credit-rating agencies. To increase the chances of acceptance, ideally, you will have a good credit history – (no late payments, CCJ’s, etc) – and meet the following minimum criteria:
- Be over 18 years of age.
- Have a regular income (Benefits accepted as income)
- Have 3 and a half years of UK address history.
Feel free to give us a ring on 0754 1258 424 or chat with one of our sofa experts online. We would be happy to answer any questions you might have.